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BAM Microfinance Bank - Your Empowerment Partner Contact Us

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BAM MFB

Our Services

Explore our comprehensive range of banking products and services

CBN Licensed
NDIC Insured
*614*179#
Savings Products

Choose the Perfect Savings Account

Select from our range of savings products designed to help you achieve your financial goals

Savings Account

Secure, interest-yielding savings to help you grow your wealth.

  • No monthly maintenance fee
  • Competitive interest rates
Open Account →

Target Savings

Reach your financial goals with disciplined, goal-oriented savings plans.

  • Goal-oriented savings
  • Higher interest rates
Open Account →

Current Accounts

Flexible, everyday banking for seamless business and personal transactions.

  • Unlimited transactions
  • Overdraft facility
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Bam Wallet

Your digital wallet for fast, secure, and convenient mobile payments.

  • Send & receive money
  • Pay bills
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Shop Stock Savings

Save specifically for your business inventory needs.

  • Business-focused savings
  • Inventory planning
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Child School Fees Savings

Plan ahead for your children's educational expenses.

  • Education planning
  • Regular contributions
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Bam Revolving Savings (ROSLA)

Community-based savings with periodic payouts.

  • Group savings
  • Regular payouts
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Bam Empowerment Savings

Save towards your personal and business empowerment goals.

  • Empowerment focus
  • Business support
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Corporate/Sole Proprietorship

Business accounts tailored for your enterprise needs.

  • Business banking
  • Multiple signatories
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Fixed Deposits

Higher interest rates for long-term savings with guaranteed returns.

  • Higher interest rates
  • Flexible tenors
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Loan Products

Flexible Loan Options

Get the funding you need with our competitive loan products

Personal Loan

Quick funding for personal projects, emergencies, and more.

Competitive Up to 24 months
Apply Now →

Child School Fees Loan

Secure your children's education with our school fees loan.

Affordable Up to 12 months
Apply Now →

Shop Stock Loans

Boost your business inventory with stock financing.

Business rates Up to 6 months
Apply Now →

Bam Empowerment Loans

Take your business to the next level with empowerment funding.

Special rates Up to 36 months
Apply Now →

Payday/Salary Advance

Access a portion of your salary before payday.

No interest 30 days
Apply Now →

Cooperative Loans

Group borrowing made easy for cooperative members.

Group rates Up to 12 months
Apply Now →

SME Loans

Tailored financing solutions for small and medium enterprises.

Business friendly Up to 48 months
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Overdrafts

Flexible overdraft facilities for business cash flow needs.

Interest on utilized amount Revolving
Apply Now →
Bank 24/7

Dial *614*179# to bank

No internet required. Available on all networks. Simple, secure, and instant banking.

  • Check Balance
  • Send Money
  • Pay Bills
  • Buy Airtime
  • Loan Application
  • Account Opening
*614*179#
USSD Banking

Need Help Choosing the Right Product?

Our customer service team is ready to assist you.

Contact Us

BAM Microfinance Bank Plc is licensed by the Central Bank of Nigeria (CBN) and Insured by NDIC.

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Quick Links

+2347037760681

Looking for financial empowerment? Contact us today!

Suite 1&2/9&10, POWA International Market, Mararaba-Nyanya, FCT
USSD: *614*179#