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BAM Microfinance Bank - Your Empowerment Partner Contact Us

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BAM MFB

Loan Products

Flexible loan options tailored to your financial needs

CBN Licensed
NDIC Insured
*614*179#

Get the Funding You Need

BAM Microfinance Bank offers a wide range of loan products designed to meet your personal and business financing needs. With competitive interest rates and flexible repayment terms, we're here to help you grow.

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Our Loan Products

Choose the Right Loan for You

Explore our comprehensive range of loan products and find the perfect fit

Popular

Personal Loan

Up to ₦5,000,000
  • Competitive interest rates
  • Flexible repayment up to 24 months
  • No collateral required
  • Quick disbursement
Apply Now →

Payday Advance

Up to 50% of salary
  • Zero interest
  • Repayment on next payday
  • For salaried individuals
  • Instant approval
Apply Now →

Cooperative Loan

Based on savings
  • Group borrowing
  • Lower interest rates
  • Flexible repayment
  • Build credit history
Apply Now →
Best for SMEs

SME Loan

Up to ₦20,000,000
  • Business expansion
  • Equipment purchase
  • Working capital
  • Up to 48 months tenor
Apply Now →

Shop Stock Loan

Up to ₦10,000,000
  • Inventory financing
  • For retailers
  • Repayment from sales
  • Fast approval
Apply Now →

Overdraft

Flexible limits
  • Revolving facility
  • Interest on utilized amount
  • For cash flow needs
  • Secured against assets
Apply Now →
Education

School Fees Loan

Up to ₦3,000,000
  • For tuition payments
  • Flexible repayment
  • No stress on your savings
  • Quick processing
Apply Now →

Bam Empowerment Loan

Up to ₦15,000,000
  • Business expansion
  • Special interest rates
  • Mentorship included
  • For existing customers
Apply Now →
Calculate Your Payment

Loan Payment Calculator

Estimate your monthly loan payments

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Requirements

What You Need to Apply

Applying for a loan at BAM Microfinance Bank is simple. Here's what you'll need:

  • Valid means of identification (National ID, Driver's License, International Passport, Voter's Card)
  • Passport photograph
  • Proof of address (Utility bill, Bank statement)
  • Bank statement (last 3-6 months)
  • Proof of income (Salary slip for employees, Business registration for self-employed)
Contact Loan Officer
Loan Requirements

Ready to Apply for a Loan?

Our loan officers are ready to assist you with your application.

Apply Now

BAM Microfinance Bank Plc is licensed by the Central Bank of Nigeria (CBN) and Insured by NDIC.

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Quick Links

+2347037760681

Looking for financial empowerment? Contact us today!

Suite 1&2/9&10, POWA International Market, Mararaba-Nyanya, FCT
USSD: *614*179#